{"id":9303,"date":"2026-02-24T17:08:14","date_gmt":"2026-02-24T17:08:14","guid":{"rendered":"https:\/\/en.colaw.uobaghdad.edu.iq\/?p=9303"},"modified":"2026-02-24T17:08:14","modified_gmt":"2026-02-24T17:08:14","slug":"th-college-of-law-discusses-a-masters-thesis-on-the-legal-regulation-of-digital-banks","status":"publish","type":"post","link":"https:\/\/en.colaw.uobaghdad.edu.iq\/?p=9303","title":{"rendered":"Th College of Law Discusses a Master\u2019s Thesis on the Legal Regulation of Digital Banks"},"content":{"rendered":"

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The College of Law \u2013 University of Baghdad discussed a Master\u2019s thesis entitled \u201cLegal Regulation of Digital Banks \u2013 A Comparative Study,\u201d submitted by the student Jaafar Mohammed Abdul Mahmoud in the Department of Private Law. The discussion took place on Thursday, 19 February 2026, in the Model Court Hall.<\/span><\/h3>\n

The examination committee consisted of:<\/span><\/h3>\n

1.Prof. Dr. Ali Fawzi Al-Mousawi \u2013 chairman<\/span><\/h3>\n

2.Assist. Prof. Dr. Hadeel Saad Ahmed \u2013 Member<\/span><\/h3>\n

3.Assist. Prof. Dr. Haifa Muzhir Falahi \u2013 Member<\/span><\/h3>\n

4.Prof. Dr. Akram Mohammed Hussein \u2013 Member and Supervisor<\/span><\/h3>\n

The thesis aimed to clarify the legal framework of digital banks, including their definition, characteristics, and legal nature, and to evaluate the adequacy of existing legal provisions in addressing liability issues in the absence of specific legislation regulating this type of banking.<\/span><\/h3>\n

The thesis consisted of three chapters:<\/span><\/h3>\n

\u2022Chapter One: The concept and nature of digital banks<\/span><\/h3>\n

\u2022Chapter Two: Digital banking activities<\/span><\/h3>\n

\u2022Chapter Three: Supervision of digital banks and their civil liability<\/span><\/h3>\n

The thesis presented several recommendations, the most important of which were:<\/span><\/h3>\n

First: The necessity of including explicit legal provisions in Iraqi banking legislation to regulate digital banks, including licensing requirements, minimum capital, and the technical and operational standards required for conducting their activities.<\/span><\/h3>\n

Second: Requiring digital banks to provide mandatory deposit guarantees through reliable deposit insurance companies in accordance with the Bank Deposit Guarantee Regulation No. 3 of 2016, in order to ensure full protection of deposited funds against technological risks.<\/span><\/h3>\n

Third: Establishing a special supervisory framework for digital banks that takes into account their technological nature and strengthens the role of the Central Bank in supervising and regulating their activities, ensuring financial stability and protecting customers.<\/span><\/h3>\n

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[vc_row][vc_column][vc_column_text] The College of Law \u2013 University of Baghdad discussed a Master\u2019s thesis entitled \u201cLegal Regulation of Digital Banks \u2013 … more<\/span><\/a><\/p>\n","protected":false},"author":205,"featured_media":9305,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[3,6],"tags":[],"class_list":["post-9303","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news","category-pravite"],"yoast_head":"\nTh College of Law Discusses a Master\u2019s Thesis on the Legal Regulation of Digital Banks - College of Law<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/en.colaw.uobaghdad.edu.iq\/?p=9303\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Th College of Law Discusses a Master\u2019s Thesis on the Legal Regulation of Digital Banks - 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